IMPORTANT ALERT!

Fraud schemes are hardly limited to the holidays, but they tend to spike during this high spending and busy time of the year.

• Check ATM's and unattended terminals like gas pumps for skimming devices.
• Legitimate text messages from Fiserv will NEVER request cardholder's card number, PIN, CV2 code or expiration date.  They will never mention a vague "merchant" transaction; it will always contain details and never have links to unknown websites or contain phone numbers as hyperlinks.
• Beware of deals that are too good to be true.  Always know who you are booking travel through.  A legitimate charity will welcome donations whenever the cardholder chooses to make it; a fraudster will pressure you to do it immediately.  Don't make any donations with a gift card or wire.

Download the CardValet mobile app today to set up notifications or restrictions by transaction type, location or amount. You can also turn your own card off or on.

Though North County Savings Bank began as a small savings and loan more than 100 years ago, it now offers many of the benefits of full-service banking institutions. Providing personal assistance to customers, however, remains the staff’s highest priority.