IMPORTANT ALERT!

NEW ONLINE BANKING

Effective July 11, 2017 our Online Banking has a new look.  If you have the login screen saved in your favorites or bookmarks, please delete it, click on the online banking signon and save the new login page.

 

SCAM ALERT

We have been made aware that calls are showing up on caller ID as North County Savings with our phone number 618-282-3939 and they are selling affordable health care.  These calls are not being generated by us and they are not affiliated with us in any way. 

Close Alert
 

Mortgage Calculator

Home Price:
Down Payment:
Interest Rate:
Loan Term:

Mortgage Calculator Help

North County Savings Bank mortgage calculator helps determine your total monthly mortgage payment, inclusive of principal, interest, taxes, and insurance. The payment amount is based on the value of the home, with the calculator setting default values for property taxes, home insurance, mortgage insurance (PMI), and other details. You are able to adjust these details to reflect your situation and get a more accurate monthly payment estimate.

Principal and Interest - Your mortgage principal is the total amount you've borrowed from a lender to buy a home. Interest is the fee lenders charge you for borrowing their money; usually, an annual percentage rate.

Down Payment - This is the amount of money you will put towards a down payment on the house. Make sure you still have cash left over after the down payment to cover unexpected repairs or financial emergencies.

Interest Rate - This is the interest rate for the loan you will receive. Call (618) 282-3939 to find out more about our current rates.

Loan Term - This is the length of time you choose to pay off your loan (e.g., 30 years, 20 years, 15 years, etc.)