North County Savings Bank will never ask you to send us your personal information such as account numbers, social security numbers, debit card numbers or PIN over text, email or online.

Be aware of fraud tactics like spoofing calls, phishing e-mails and fake check scams.  Do not respond to suspicious e-mails.  Don't trust caller ID or answer phone calls from unknown numbers.

Don't give out your information.  Do research and validate who you are talking to.  Protect yourself, your information and your money.

If you feel you have been a victim of a scam, call North County Savings Bank immediately.

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Mortgage Calculator

Home Price:
Down Payment:
Interest Rate:
Loan Term:

Mortgage Calculator Help

North County Savings Bank mortgage calculator helps determine your total monthly mortgage payment, inclusive of principal, interest, taxes, and insurance. The payment amount is based on the value of the home, with the calculator setting default values for property taxes, home insurance, mortgage insurance (PMI), and other details. You are able to adjust these details to reflect your situation and get a more accurate monthly payment estimate.

Principal and Interest - Your mortgage principal is the total amount you've borrowed from a lender to buy a home. Interest is the fee lenders charge you for borrowing their money; usually, an annual percentage rate.

Down Payment - This is the amount of money you will put towards a down payment on the house. Make sure you still have cash left over after the down payment to cover unexpected repairs or financial emergencies.

Interest Rate - This is the interest rate for the loan you will receive. Call (618) 282-3939 to find out more about our current rates.

Loan Term - This is the length of time you choose to pay off your loan (e.g., 30 years, 20 years, 15 years, etc.)