IRS Scam Alert & Enabling Transport Layer Security (TLS) 1.2

Feb 13, 2018 the IRS warned consumers of erroneous refund scams.  Visit to learn more.

To avoid interruption in Online Banking service, please ensure that TLS 1.2 is enabled prior to April 9, 2018.  

Microsoft Edge, IE 11, Firefox 27 & up, Google Chrome 38 & up, Oracle Java 1.7 & up, Mobile Safari 5 & up, Windows 7, 8.0, 8.1 & 10 are all compatible by default.

IE 9 & 10 compatible in Win 7 & up, but must be enabled.

Win XP & Vista are not compatible.

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Mortgage Calculator

Home Price:
Down Payment:
Interest Rate:
Loan Term:

Mortgage Calculator Help

North County Savings Bank mortgage calculator helps determine your total monthly mortgage payment, inclusive of principal, interest, taxes, and insurance. The payment amount is based on the value of the home, with the calculator setting default values for property taxes, home insurance, mortgage insurance (PMI), and other details. You are able to adjust these details to reflect your situation and get a more accurate monthly payment estimate.

Principal and Interest - Your mortgage principal is the total amount you've borrowed from a lender to buy a home. Interest is the fee lenders charge you for borrowing their money; usually, an annual percentage rate.

Down Payment - This is the amount of money you will put towards a down payment on the house. Make sure you still have cash left over after the down payment to cover unexpected repairs or financial emergencies.

Interest Rate - This is the interest rate for the loan you will receive. Call (618) 282-3939 to find out more about our current rates.

Loan Term - This is the length of time you choose to pay off your loan (e.g., 30 years, 20 years, 15 years, etc.)