Rates - Effective 10/05/2024
There is no minimum balance requirement to obtain the Annual Percentage Yield
Checking Accounts
Account Type |
Interest Rate |
Annual Percentage Yield |
Min Balance to Open |
Daily Balance |
Compounding/Crediting Frequency |
NOW |
|
0.05% |
0.05% |
$300.00 |
|
Monthly |
Super NOW |
Tier 1 |
0.05% |
0.05% |
$1,000.00 |
up to $999.99 |
Monthly |
|
Tier 2 |
0.05% |
0.05% |
$1,000.00 |
$1,000.00 and up |
Monthly |
Money Market |
Tier 1 |
0.05% |
0.05% |
$2,500.00 |
up to $2,499.99 |
Monthly |
|
Tier 2 |
0.05% |
0.05% |
$2,500.00 |
$2,500.00 - $99,999.99 |
Monthly |
|
Tier 3 |
0.10% |
0.10% |
$2,500.00 |
$100,000.00 - $249,999.99 |
Monthly |
|
Tier 4 |
0.15% |
0.15% |
$2,500.00 |
$250,000.00 and up |
Monthly |
Integrated Rewards |
Tier 1 |
1.50% |
1.51% |
$100.00 |
Portion of daily balance up to $15,000.00 |
Monthly |
|
Tier 2 |
0.10% |
1.51% - 0.10% |
$100.00 |
Portion of daily balance $15,000.01 and up |
Monthly |
Business Interest |
Tier 1 |
0.05% |
0.05% |
$1,000.00 |
up to $999.99 |
Monthly |
|
Tier 2 |
0.05% |
0.05% |
$1,000.00 |
$1,000.00 and up |
Monthly |
Savings & Investment
Account Type |
Interest Rate |
Annual Percentage Yield |
Min Balance to Open |
Compounding/Crediting Frequency |
Savings |
0.05% |
0.05% |
$10.00 |
Quarterly |
Christmas Club |
0.10% |
0.10% |
$10.00 |
Quarterly |
|
For all of the above accounts, fees may reduce earnings and rates may change after account opens. |
60 Month CD |
1.75% |
1.76% |
$500.00 |
Quarterly |
36 Month CD |
1.25% |
1.26% |
$500.00 |
Quarterly |
30 Month CD |
1.00% |
1.00% |
$500.00 |
Quarterly |
24 Month CD |
3.75% |
3.80% |
$1,000.00 |
Quarterly |
18 Month CD |
1.00% |
1.00% |
$500.00 |
Quarterly |
12 Month CD |
1.00% |
1.00% |
$500.00 |
Quarterly |
6 Month CD |
0.50% |
0.50% |
$1,000.00 |
At maturity |
91 Day CD |
0.25% |
0.25% |
$1,000.00 |
At maturity |
7 Day CD |
0.15% |
0.15% |
$1,000.00 |
At maturity |
12 Mo Liquid CD |
1.00% |
1.00% |
$5,000.00 |
Quarterly |
|
Contact an employee about applicable fees. Substantial penalty imposed for early withdrawal on CDs. APY assumes interest is automatically reinvested. |
Specials
Account Type |
Interest Rate |
Annual Percentage Yield |
Min Balance to Open |
Compounding/Crediting Frequency |
13 Month CD |
3.75% |
3.80% |
$1,000.00 |
Quarterly |
7 Month CD |
4.25% |
4.29% |
$1,000.00 |
At Maturity |
|
Contact an employee about applicable fees. Substantial penalty imposed for early withdrawal on CDs. APY assumes interest is automatically reinvested. |
Retirement
Account Type |
Interest Rate |
Annual Percentage Yield |
Min Balance to Open |
Compounding/Crediting Frequency |
IRA - 18 Mo Fixed |
1.00% |
1.00% |
$100.00 |
Quarterly |
Loans
For information on loan products please contact a loan officer at (618) 282-3939. |
Consumer Loans
Rates vary according to terms and conditions of the loan. Please contact a loan officer at 282-3939 or 282-4777 for more information. |