Rates - Effective 11/22/2017

Checking Accounts

Account Type Interest Rate Annual Percentage Yield Min Balance to Open Daily Balance Compounding/Crediting Frequency
   NOW   0.10% 0.10% $300.00   Monthly
   Super NOW Tier 1 0.10% 0.10% $1,000.00 up to $999.99 Monthly
  Tier 2 0.10% 0.10% $1,000.00 $1,000.00 and up Monthly
   Money Market Tier 1 0.10% 0.10% $2,500.00 up to $2,499.99 Monthly
  Tier 2 0.25% 0.25% $2,500.00 $2,500.00 - $99,999.99 Monthly
  Tier 3 0.35% 0.35% $2,500.00 $100,000.00 - $249,999.99 Monthly
  Tier 4 0.50% 0.50% $2,500.00 $250,000.00 and up Monthly
   Integrated Rewards Tier 1 2.00% 2.02% $100.00 Portion of daily balance
up to $15,000.00
Monthly
  Tier 2 0.10% 2.02% - 0.10% $100.00 Portion of daily balance
$15,000.01 and up
Monthly
   Business Interest Tier 1 0.10% 0.10% $1,000.00 up to $999.99 Monthly
  Tier 2 0.10% 0.10% $1,000.00 $1,000.00 and up Monthly

Savings & Investment

Account Type Interest Rate Annual Percentage Yield Min Balance to Open Compounding/Crediting Frequency
   Passbook Savings 0.10% 0.10% $10.00 Quarterly
   Christmas Club 0.50% 0.50% $10.00 Quarterly
  For all of the above accounts, fees may reduce earnings and rates may change after account opens.
   60 Month CD 2.00% 2.01% $500.00 Quarterly
   36 Month CD 1.25% 1.26% $500.00 Quarterly
   30 Month CD 1.10% 1.10% $500.00 Quarterly
   18 Month CD 0.95% 0.95% $500.00 Quarterly
   12 Month CD 0.90% 0.90% $500.00 Quarterly
   6 Month CD 0.50% 0.50% $1,000.00 At maturity
   91 Day CD 0.35% 0.35% $1,000.00 At maturity
   7 Day CD 0.25% 0.26% $1,000.00 At maturity
  12 Mo Liquid CD 0.75% 0.75% $5,000.00 Quarterly

Specials

Account Type Interest Rate Annual Percentage Yield Min Balance to Open Compounding/Crediting Frequency
  24 Month CD 1.00% 1.00% $1,000.00 Quarterly
  35 Month CD 1.50% 1.51% $1,000.00 Quarterly
  Contact an employee about applicable fees. Substantial penalty imposed for early withdrawal on CDs. APY assumes interest is automatically reinvested. The 24 Month and 35 Month specials are non-auto renewable.

Retirement

Account Type Interest Rate Annual Percentage Yield Min Balance to Open Compounding/Crediting Frequency
   IRA - 18 Mo Fixed 1.00% 1.00% $100.00 Quarterly

Loans

   For information on loan products please contact a loan officer at (618) 282-3939.

Consumer Loans

   Rates vary according to terms and conditions of the loan. Please contact a loan officer at 282-3939 or 282-4777 for more information.