IMPORTANT ALERT!

LOBBY CLOSING

Banks are considered an essential critical infrastructure business so we will remain open to serve you, but for the protection of our employees, customers and community, our lobbies will be temporarily closed effective Friday, March 20, 2020.

While most transactions can be completed through the drive up or Online Banking, if you need to meet with a loan officer or have a transaction that requires access to the lobby, please call your local branch to set  up an appointment.  

If you are not currently enrolled in online banking, pick up an application at the drive-up today.  Once you have established online banking, you are able to download our Mobile Banking and CardValet apps.  The mobile app allows you to view balances, transactions, transfer money and pay bills from your phone.  CardValet allows you to set up alerts or restrictions based on transaction criteria.  You can also easily turn your card on or off.

If you have questions, please contact us at 618-282-3939.

 

Close Alert
 

Rates - Effective 04/04/2020

There is no minimum balance requirement to obtain the Annual Percentage Yield

Checking Accounts

Account Type Interest Rate Annual Percentage Yield Min Balance to Open Daily Balance Compounding/Crediting Frequency
   NOW   0.10% 0.10% $300.00   Monthly
   Super NOW Tier 1 0.10% 0.10% $1,000.00 up to $999.99 Monthly
  Tier 2 0.10% 0.10% $1,000.00 $1,000.00 and up Monthly
   Money Market Tier 1 0.10% 0.10% $2,500.00 up to $2,499.99 Monthly
  Tier 2 0.10% 0.10% $2,500.00 $2,500.00 - $99,999.99 Monthly
  Tier 3 0.15% 0.15% $2,500.00 $100,000.00 - $249,999.99 Monthly
  Tier 4 0.25% 0.25% $2,500.00 $250,000.00 and up Monthly
   Integrated Rewards Tier 1 1.50% 1.51% $100.00 Portion of daily balance
up to $15,000.00
Monthly
  Tier 2 0.10% 1.51% - 0.10% $100.00 Portion of daily balance
$15,000.01 and up
Monthly
   Business Interest Tier 1 0.10% 0.10% $1,000.00 up to $999.99 Monthly
  Tier 2 0.10% 0.10% $1,000.00 $1,000.00 and up Monthly

Savings & Investment

Account Type Interest Rate Annual Percentage Yield Min Balance to Open Compounding/Crediting Frequency
   Passbook Savings 0.10% 0.10% $10.00 Quarterly
   Christmas Club 0.50% 0.50% $10.00 Quarterly
  For all of the above accounts, fees may reduce earnings and rates may change after account opens.
   60 Month CD 1.00% 1.00% $500.00 Quarterly
   36 Month CD 0.75% 0.75% $500.00 Quarterly
   30 Month CD 0.65% 0.65% $500.00 Quarterly
   18 Month CD 0.50% 0.50% $500.00 Quarterly
   12 Month CD 0.40% 0.40% $500.00 Quarterly
   6 Month CD 0.25% 0.25% $1,000.00 At maturity
   91 Day CD 0.20% 0.20% $1,000.00 At maturity
   7 Day CD 0.15% 0.16% $1,000.00 At maturity
  12 Mo Liquid CD 0.35% 0.35% $5,000.00 Quarterly

Specials

Account Type Interest Rate Annual Percentage Yield Min Balance to Open Compounding/Crediting Frequency
  24 Month CD 0.75% 0.75% $1,000.00 Quarterly
  Contact an employee about applicable fees. Substantial penalty imposed for early withdrawal on CDs. APY assumes interest is automatically reinvested. The 24 Month special is non-auto renewable.

Retirement

Account Type Interest Rate Annual Percentage Yield Min Balance to Open Compounding/Crediting Frequency
   IRA - 18 Mo Fixed 0.75% 0.75% $100.00 Quarterly

Loans

   For information on loan products please contact a loan officer at (618) 282-3939.

Consumer Loans

   Rates vary according to terms and conditions of the loan. Please contact a loan officer at 282-3939 or 282-4777 for more information.