IMPORTANT ALERT!

INFORMATION SECURITY ALERT

North County Savings Bank will never ask you to send us your personal information such as account numbers, social security numbers, debit card numbers or PIN over text, email or online.

Be aware of fraud tactics like spoofing calls, phishing e-mails and fake check scams.  Do not respond to suspicious e-mails.  Don't trust caller ID or answer phone calls from unknown numbers.

Don't give out your information.  Do research and validate who you are talking to.  Protect yourself, your information and your money.

If you feel you have been a victim of a scam, call North County Savings Bank immediately.

Close Alert
 

Rates - Effective 10/22/2021

There is no minimum balance requirement to obtain the Annual Percentage Yield

Checking Accounts

Account Type Interest Rate Annual Percentage Yield Min Balance to Open Daily Balance Compounding/Crediting Frequency
   NOW   0.05% 0.05% $300.00   Monthly
   Super NOW Tier 1 0.05% 0.05% $1,000.00 up to $999.99 Monthly
  Tier 2 0.05% 0.05% $1,000.00 $1,000.00 and up Monthly
   Money Market Tier 1 0.05% 0.05% $2,500.00 up to $2,499.99 Monthly
  Tier 2 0.05% 0.05% $2,500.00 $2,500.00 - $99,999.99 Monthly
  Tier 3 0.10% 0.10% $2,500.00 $100,000.00 - $249,999.99 Monthly
  Tier 4 0.15% 0.15% $2,500.00 $250,000.00 and up Monthly
   Integrated Rewards Tier 1 1.50% 1.51% $100.00 Portion of daily balance
up to $15,000.00
Monthly
  Tier 2 0.10% 1.51% - 0.10% $100.00 Portion of daily balance
$15,000.01 and up
Monthly
   Business Interest Tier 1 0.05% 0.05% $1,000.00 up to $999.99 Monthly
  Tier 2 0.05% 0.05% $1,000.00 $1,000.00 and up Monthly

Savings & Investment

Account Type Interest Rate Annual Percentage Yield Min Balance to Open Compounding/Crediting Frequency
   Passbook Savings 0.05% 0.05% $10.00 Quarterly
   Christmas Club 0.50% 0.50% $10.00 Quarterly
  For all of the above accounts, fees may reduce earnings and rates may change after account opens.
   60 Month CD 0.40% 0.40% $500.00 Quarterly
   36 Month CD 0.30% 0.30% $500.00 Quarterly
   30 Month CD 0.25% 0.25% $500.00 Quarterly
   24 Month CD 0.15% 0.15% $1,000.00 Quarterly
   18 Month CD 0.10% 0.10% $500.00 Quarterly
   12 Month CD 0.10% 0.10% $500.00 Quarterly
   6 Month CD 0.10% 0.10% $1,000.00 At maturity
   91 Day CD 0.10% 0.10% $1,000.00 At maturity
   7 Day CD 0.10% 0.10% $1,000.00 At maturity
  12 Mo Liquid CD 0.10% 0.10% $5,000.00 Quarterly

Retirement

Account Type Interest Rate Annual Percentage Yield Min Balance to Open Compounding/Crediting Frequency
   IRA - 18 Mo Fixed 0.15% 0.15% $100.00 Quarterly

Loans

   For information on loan products please contact a loan officer at (618) 282-3939.

Consumer Loans

   Rates vary according to terms and conditions of the loan. Please contact a loan officer at 282-3939 or 282-4777 for more information.